Most people think of money as just paper bills, coins, or numbers on a screen. It’s something you use to buy things, pay bills, or maybe stash away for later. But let’s get real. Money is a lot more than that. At its core, money represents something much deeper: your time and your labor.

Why budgets fail and what you can do to change that.

Do you need another tool or app, or is it something else you need to change your personal financial situation?

How to smooth out the ups and downs of monthly cashflow for a small business with a “hills and valley” account.

How sinking funds can save you.

What it takes to get control over your personal finances

Filing for bankruptcy is a heavy decision to make. Consider these aspects of the process and whether an alternative solution may be better.

Millionaires are often the subject of scorn and envy in America today. But the real story about them is not one the media will tell you.

The benefits of financial coaching go far beyond better budgets and paid off debts. I will take you to another dimension with your money.

Student loan debt is NOT inevitable. These scholarship tools can help you get your degree with reduced or no student loan debt.

Financial problems require more than just money. More money will often worsen existing issues. This is what one really needs for change.

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New Year's Resolutions tend to fail. But it doesn't have to happen again this year. Follow this process to make your goals happen.

If you recently received a large sum of money, you may wonder how to properly handle it. Here are some tips for making wise decisions.

Want to stay middle class forever? Car payments will keep you stuck there. These parameters will show you the problem and how to escape it.